IMPACT’s Off the Job Accident Plan provides for ironworker members with a short-term disability. The short-term disability had to occur away from work and be caused by an accident which resulted in an injury. This also helps to reduce worker’s compensation rates for member contractors.
Accident and injury are defined as “an unintended, unanticipated accident that is external to the body and occurs while you are eligible under your home health fund. Injury does not mean sickness, disease, mental incapacity or bodily infirmity.”
There is a one week waiting period before benefit disbursement. The amount of the benefit is the lesser of (1) $800.00 or (2) 66.67% of weekly earnings, less any weekly disability income benefits available from your local union or health plan. The plan has a maximum benefit duration of 6 weeks.
Eligibility for the IMPACT plan is based on your membership in the Iron Workers International Union, your district council area’s participation and your health plan’s eligibility rules and conditions.
Once an accident claim has been processed, information about that claim will be mailed to the ironworker by the plan administrator, Welfare and Pension Administration Service, Inc. (WPAS).
Once a claim is being paid, information about that claim can be accessed by logging in to MyTrust Login (log in information is provided by WPAS after a claim is processed).
Please direct all questions to WPAS at 1-800-331-6158 or firstname.lastname@example.org.
Off-the-Job Accident Plan Description
Accident Claim Form